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Category Archives: Credit, Debt and Collections Law

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All creditors and credit collection agencies are governed by the Fair Debt Collection Practices Act. This act prohibits underhanded and abusive tactics in order to collect a debt. Prohibited acts include calling a person at their workplace, contacting a debtor outside the hours of 8 am to 9pm and failing to cease phone calls upon request.

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rude collecter call I recieved a call from a collecter saying i am not able to…

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rude collecter call I recieved a call from a collecter saying i am not able to pick up a phone and call them back because i am on ssi disability he insinuated that i was retarded because of my disabilility. … Continue reading →

Posted in Credit, Debt and Collections Law | Tagged Credit, Debt and Collections Law, Pennsylvania | 1 Reply

Pay off on home & acquiring title I own a mobile home which was totaled during…

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Pay off on home & acquiring title I own a mobile home which was totaled during a move. We received a settlement from an insurance company. We verbally negotiated a settlement with the finance company, which was lower than the … Continue reading →

Posted in Credit, Debt and Collections Law | Tagged Credit, Debt and Collections Law, Texas | 1 Reply

voluntary repo of mobile home in 2001 i did a voluntary repo of mobile due to…

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voluntary repo of mobile home in 2001 i did a voluntary repo of mobile due to fact i had to move from property and had no place to move it,they chose not to remove it and after 5 years owner … Continue reading →

Posted in Credit, Debt and Collections Law | Tagged Credit, Debt and Collections Law, Washington | 1 Reply

Repossession storage fee I voluntarily agreed to repossession of my mobile home.

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Repossession storage fee I voluntarily agreed to repossession of my mobile home. The mortage company demanded that I be moved out in six days. I meet their time limit and now it has been weeks and the mobile home is … Continue reading →

Posted in Credit, Debt and Collections Law | Tagged Credit, Debt and Collections Law, Mississippi | 1 Reply

illegally obtained credit report while looking at a mobile home to buy filled…

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illegally obtained credit report while looking at a mobile home to buy filled out a info card – speciffically said you’re not running my credit r u – replied no if we were you would have to fill out this … Continue reading →

Posted in Credit, Debt and Collections Law | Tagged Credit, Debt and Collections Law, Florida | 1 Reply

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