I was in a severe car accident a couple of years ago; I was in a medically…

I was in a severe car accident a couple of years ago; I was in a medically induced coma and then was unable to take care of myself for a while afterwards due to a traumatic brain injury. Because of this, my mother was able to get power of attorney. I suspect that my mother received settlement money from both Menard’s (the company whose truck I was in an accident with) and her insurance company. How would I go about finding out if anything like this took place without my knowledge?
I was told she got power of attorney over me, in order to make medical decisions, but I believe the next of kin has that right without a power of attorney, if you are unable to make decisions for yourself.

auto insurance settlement I was in a fender bender as a passenger.

auto insurance settlement
I was in a fender bender as a passenger. The motorist who hit us was uninsured. My fiance’s (the driver of our car) car insurance wants to pay me $400 with an uninsured motorist release and indemnity agreement. This states that that I won’t ask them for any more money in the future. Should I accept this money? Will accepting this money affect my own insurance? Will it raise my fiance’s rates?

homeowners insurrance I had a fence installed by a contractor who claimed they…

homeowners insurrance
I had a fence installed by a contractor who claimed they mapped out all under ground utilites. Over 3 years later my neighbors house had all thier electronics fried and the power company claims that it was because of a nick in the underground power lines from one of these posts installed buy the contractor. I am I personally responsible for this even though I had a proffessional do the work? in the small print they have a ”Hold harmless” clause in the contract which I think means they are not responsible for any damages.

Language in Auto Accident Settlement I was involved in an auto accident last…

Language in Auto Accident Settlement
I was involved in an auto accident last week in MO at which my vehicle was totaled and I was not at fault. I have been communicating with the insurance company for the at fault party, and reached an agreement over the phone to settle the car-related expenses for a certain amount. The insurance agent faxed me a copy of the ”Release and Settlement of All Property Damage Claims.” Upon first perusal this document appeared to be persuant to what we had discussed, and I signed the document with a notary public. However, upon closer inspection I found a clause that I thought might prove troublesome. So far I still have the signed document, but have not returned it to the insurance agent. The language reads ”I do hereby agree to indemnify and hold harmless the said persons and entities from all further claims or demands, costs or expenses arising out of the injuries or damages sustained by me.” This follows the expected language releasing further liability regarding ”property damage.” My concern is that the ”injuries or damages” clause will prevent me from seeking further compensation for emotional and mental distress, medical expenses, etc… Am I right to be concerned about such a clause, or does this just apply to the car damage?

Indemnity I was involved in an accident in Tx.

Indemnity
I was involved in an accident in Tx. My vehicle is only 8 months old and the damage was extensive; 50% of the vehicle. Due to services like CARFAX, the resale value of this vehicle will be greatly reduced. Is the insurance company or the at-fault driver required to indemnify this loss?