Do I need to go through Probate?
My mother past away. One week before she died she did a Quit Claim deed and put the house in the her name, my sisters name, and my name. The home is worth about 180,000. This is the only asset she had. She was on MediCal for many years, so I know that the state will put a lien on the property once I contact the Revenue and Recovery office. I am trying to avoid the cost of attorney fees and probate costs. I contacted her mortgage company and they have informed me of the following:
In order for the loan to be transferred into my sister and my names, that we must first submit a Letter of Administration. My mother had no Will or Trust. After doing some research of my own, I found that I will have to Petition for Probate in order to receive this. Why wont the Quit Claim Deed suffice? Other than the filing fees, how much does Probate cost? Can I do this on my own withough the help of an attorney? Nobody will contest anything. The only next of kin are my sister and me. There were no other assets. If the state is going to take a huge portion due to the MediCal she received, I would like to avoid as much other fees as possible. Please help. Thanks.