Is there a requirement in California that the homeowner should receive notice just before a foreclosure sale or is a notice almost a year earlier sufficient “notice” to do the sale whenever they want? In other words, I was sent a breach notice; and then a foreclosure notice; and then a sale date notice a year ago, Jan. 2009. But I called my mortgage lender to work things out and they stopped the sale and put me in a hardship category but couldn’t do a loan modification because I wasn’t working and they told me to contact them when I had a job. Then Obama issued a moratorium on foreclosures for three months for properties bought during 2004 – 2006 or 07. This bought some time for me. Then that decree was done in August ’08. I got a job in late October. In the meantime, I kept getting monthly notices from my lender about the balance owed but no further notices about a sale. Then two days after Thanksgiving, a notice was posted on my door stating that a sale happened. No notice. A week later I got another posting of a three-day notice to quit. No further notice. Evidently the bank took my property back. I wanted to work it out with them. They have now filed an unlawful detainer complaint in court. I haven’t been served yet. My question is twofold: Aren’t they required to give me notice just before the sale (not ten or eleven months earlier)? Is there anything I can do to forestall the eviction and even get my property back?