Author Archives: admin

Hello, I have been dealing with a debt collector for a car loan.

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Hello, I have been dealing with a debt collector for a car loan. I cosigned for car payment for my son and he has defaulted on the car loan. And refuses to pay for it. He has moved out of state and has made their reposession of the car even more difficult. I have however become disabled in the last 2 years and am now receiving disability SSD.

I am unable to make the 450 dollar a month car payments required. And the bank has threatened to sue to me. I have attempted to work with the bank to pay what I can but the bank is unsatisfied. Last month the bank told them if I payed them “500” dollars for 2 back payments they would cease and desist from legal actions.

However even after making that payment they have sent me a legal notice saying that they will be taking me to court if I cannot come up to 960 dollars by the 10th. Which they said they would not do. I was willing to work with the bank to what I could afford but they not satisfied with the results.

All I own is my mobile home. And I am scared to death that I will lose it if I get taken to court. I can’t file for bankruptcy for another year so I don’t know what to do. I have no assets other than my home and I am unable to work at this point. The bank is ignoring my son who is also on SSD and coming straight for me. In a year I do intend to file for bankruptcy but I have no choice until then. What options do I have?

Criminal Trespassing or not?

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Criminal Trespassing or not?
I was told by a couple of police officers that if I go on this perticular property that I would get aressed for ”criminal trespassing”! But, I was also told by some detectives that as long as I was invited by my friends in their home that I wouldn’t get arrested. Now my question is what is the actual law behind criminal trespassing and how do I know what is actualy true and if I can or can’t go over my friend house. The place is a mobile home community!

Dad signed over his mobile home nextdoor to my sister in 2008, it’s on her land.

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Dad signed over his mobile home nextdoor to my sister in 2008, it’s on her land. He passed away in Aug. 09. Mom is in a nursing home (diagnosed with early alzhiemers). My 40 y.o. neice moved into my parents furnished home right after Dad passed away. When my sister and I packed up Mom and Dad’s clothing I told her all I wanted was a sailboat sculpture and I would remove it soon. I expressed to her and my neice on several occasions that I would soon pick up the sculpture since I live out of state. The sulpture has no monetary value, only sentimental value to me. When I arrived to pick up the sculpture my neice would not let me in the house. She and my sister will not return phone calls. I am the executrix and conservator for my Mom and Dad. My sister is their legal guardian. Dad’s Will leaves all to my Mom then to the 3 daughters. What legal right do I have to obtain this sculpture and how?

Special needs / handicapped child My family recently moved into a mobile home…

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Special needs / handicapped child
My family recently moved into a mobile home community. The community is suppost to have a playground play area with a fence yea ok any way My son is 8 yrs old he is a special needs child / handicapped in which the playground that our park provides is not safe nor suitable for him but our lease states that we can not put a swing set nor a basket ball goal in our yard what can I do to get my son a safe place enviroment a swing set and basketball goal in my yard to fulfill his handicap?

House Title and Property agreement My husband and I bought a mobile home with…

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House Title and Property agreement
My husband and I bought a mobile home with land and big car garage 2years ago. We don’t have a property agreement. The house title is only my husband’s name. He has 3 sons from previous marridge. If my husband passed away in the future, do I have to sell the house or hire the layer to keep the house??